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Social network of SHGs, a boon for govt. schemes

After all the jazz, there comes the silence, but the Kiran Kumar Reddy government is going on spree of launching new schemes timing it with Congress President Sonia Gandhi’s birthday or otherwise.

If that is the reaction to the Opposition’s no confidence motion, TDP and others who supported the motion were successful. Any which way, the new schemes aimed at providing help to marginalized sections of the society is a welcome sign.

While respecting Sonia Gandhi, to celebrate her birthday with gifts to poor, one should also remember Rajiv Gandhi’s most famous remark that only a paltry percentage of the money of any scheme is reaching the intended target group.

Middlemen, lobbyists and merchants of situations– form a major chunk that sucks away the benefits from reaching the poor. This section is never considered for a long time and was ignored even if its presence it taken into account.

SHGs are the best example of how vulnerable it has become to exploiters. The groups were started with a good intention and it was highly successful. Across the state a social structure was built right from the village level and banks were dong very good business, until MFIs came into picture.

They lured banks with sweet talk saying you lend us in bulk so that you reach your target and we do the disbursing work and then started the trauma of villagers as they put all norms behind and the rest is history.

Point is when there is such a wide social network implementation of any scheme should not be a problem. SGHs can be converted into agencies that can take up developmental activities instead of just going ahead with their petty, domestic and small scale activities.

The social structure is a ready platform which emerged and this opportunity should be put to the best use and not for just lending money for some small time economic activity. (INN)

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